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Will my money last until I can access super?

See whether your savings could bridge the gap until you can access super at 60— based on what you’re living on now.

Your age now
Ballpark savings you're living on
A rough lump figure — doesn't need to be exact.

Regular expenses & income

Roughly what you spend
Other regular income
Rent, dividends, part-time work — ongoing income only, not a one-off.
One-off eventsComing soon

A one-off withdrawal at a chosen age — like a big purchase, a lump-sum medical or aged-care cost, or paying off debt in one go — isn’t modelled here yet. Only ongoing income and spending are covered right now.

Want to stress-test this?
Based on your numbers
Age 56
Your savings may stretch to around here.
$180,000$90,000$0
Age 51Age 56
Illustrative only, not a guarantee.
That’s roughly 4 years before you can access your super at 60 — around $144,000 more would be needed to bridge that gap.
Starting at age 51, $180,000 to work with.
Based on $180,000 in savings, spending $42,000/yr against $6,000/yr of other income.
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Figures current as of July 2026 (ATO / SuperGuide). Super rules change each 1 July — confirm current figures before acting. This is a scenario tool for general education, not personal financial advice.