How long could your super actually last?
Plug in your numbers and see roughly the age it could run out — then see what changes if you spend more, retire a year later, or the market has a bad year.
No sign-up needed to see your result.
Takes about 2 minutes. Educational tool, not financial advice.
Super statements are full of numbers. Not many of them answer your actual question.
What you usually get
- “Your fund returned 7.2% p.a. net of fees”
- A PDF with 40 pages of disclosure
- A $300/hr adviser meeting to ask one question
- Calculators that assume you already know the jargon
What Glidma shows you
- “Your money runs out at age 84 — here's why”
- The dollar cost of every choice, right next to the percentage
- A plain-language scenario you can explore yourself, free
- Every figure dated, sourced, and flagged if it may need reconfirming
Pick the question closest to your own situation.
Will my super last?
For anyone already retired, or about to be. See the age your balance is projected to run out — and what changes if you spend more, retire a year later, or split between pension and accumulation.
Jane Citizen — spending $1,000 a year less stretched her super 5 years further.
See your scenario →How much could my super be at 60?
For anyone still working and contributing. Project your balance forward, and see the split between employer, salary-sacrifice, and personal contributions.
John Citizen, starting at $150k with $10k/yr contributed, projects to roughly $1.35M by 60 — based on his own return rate and years to go, not a fixed formula.
Will my money last until I can access super?
For anyone who’s stopped working before preservation age. See if your savings cover the gap until your super becomes accessible at 60.
Alex Citizen, with $180k in savings and a $35k/yr shortfall, reaches 60 with $75k still in reserve.
Not just a rough guess — every scenario accounts for the real-world stuff that changes the answer.
See what your balance looks like once rising costs are factored in, not just today's dollars.
Stress-test your scenario against a downturn year, not just the average-case return.
Splits your balance the way super actually works, instead of one blended number.
Take your scenario, in plain language, to a partner or an adviser meeting.
What Glidma is — and isn’t.
Educational, not advice
Glidma is a scenario tool to help you understand your options. It doesn't know your full financial picture and isn't a substitute for an independent licensed financial adviser.
Every figure, dated and sourced
Super and pension rules change every 1 July. Every number you see carries a "current as of" date and a source — and we flag anything that may be due for reconfirming.
Dollars over percentages
If a screen shows a percentage, it shows the dollar amount right next to it. If a choice has a cost, we show what that costs you — in dollars you'll actually see in your account.
Your data stays yours
Your figures are used only to calculate your scenario. They are not sold, licensed, or shared with insurers, funds, or advertisers — including as aggregated or de-identified data.
See how long your own super lasts — takes about two minutes.
Free to try. No account needed to see your first result.
See your scenario